accident on the road overturned truck semi-trailer with cargo
Chelyabinsk Region, Russia - August 7, 2020: Semi-trailer truck MAN TGS crashed at the interurban freeway.

Do you need to transport valuable goods but aren’t sure whether they’ll be insured for their full value?

Below is an overview of what your goods will be covered for and what you’ll need to take out extra insurance for. Don’t worry – it isn’t expensive at all!

We’ll do our best to make sure your goods reach the client intact and on time. Unfortunately, goods transport is never 100% risk-free, which is why it’s important to know that the haulier’s liability is limited.

If goods are lost or their value is reduced, this is covered by the haulier’s liability insurance, which is directly linked to the type of transport and the gross weight of the goods being transported, as follows:

*Road transport – up to 8.33 SDR per kg
*Sea transport – up to 2.00 SDR per kg
*Air transport – up to 19.00 SDR per kg

In addition to caps on compensation, haulier’s liability only covers damage resulting from the fault of the haulier. The haulier is not liable for damage arising from unavoidable circumstances, such as theft.
In the case of lightweight and/or valuable goods, we definitely recommend taking out full freight insurance.

The price of full freight insurance takes into account the route, the type of goods, the type of transport, packaging and the cost of the goods.

For example, a 200 kg pallet holding €7000 worth of goods is covered with haulier’s liability insurance up to €2000.
The cost of the insurance in this case would be just €25.

Example 1

Transporting of television sets, on a pallet weighing 200 kg, to a value of €7000. The cost of the insurance in this case would be just €25.

Example 2

Transporting of an Iglucraft cabin to Spain, weighing 900 kg and valued at €6500. The cost of the insurance in this case would be just €15.

Example 3

Transporting of production equipment from Estonia to Italy, weighing 4353 kg and valued at €85,000. The cost of the insurance in this case would be €131.

Example 4

Transporting of furniture to Norway, weighing 500 kg and valued at €5600. The cost of the insurance in this case would be just €15.

For a personal offer on insurance, e-mail elina@bwg.ee or call +372 5837 1036.